Terms of Service
Terms and conditions for using mirenthavol's financial literacy platform
Last updated: January 2025
Acceptance of Terms
By accessing and using the mirenthavol website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
Scope of Service
mirenthavol provides educational content and resources related to financial literacy, budgeting, and business development. Our services include:
- Educational articles and blog content
- Financial literacy guidance and resources
- Budgeting tools and templates
- Business development insights
- General financial education information
Educational Purpose Only
All content provided by mirenthavol is for educational and informational purposes only. Our content does not constitute professional financial advice, investment advice, or personalized financial planning recommendations. Users should consult with qualified financial professionals before making significant financial decisions.
User Responsibilities
Users of mirenthavol services agree to:
- Use the service lawfully and in accordance with these terms
- Not use the service for any illegal or unauthorized purpose
- Respect intellectual property rights of all content
- Provide accurate information when submitting contact forms
- Not attempt to gain unauthorized access to any part of the service
Lawful Use Only
You may not use our service for any unlawful purposes or to conduct any unlawful activity, including but not limited to fraud, embezzlement, money laundering, or financing illegal activities. Any violation of this provision may result in immediate termination of service access.
No Warranties or Guarantees
mirenthavol makes no warranties or guarantees regarding:
- The accuracy or completeness of educational content
- The suitability of information for specific circumstances
- Financial outcomes from applying our educational content
- The uninterrupted availability of our services
- The achievement of specific financial goals
All content and services are provided "as is" without warranty of any kind, either express or implied.
Limitation of Liability
To the maximum extent permitted by law, mirenthavol shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from:
- Use or inability to use our services
- Financial decisions made based on our educational content
- Any errors or omissions in our content
- Unauthorized access to or alteration of your data
- Any other matter relating to our services
Intellectual Property Rights
All content on the mirenthavol website, including text, graphics, logos, images, and software, is the property of mirenthavol or its content suppliers and is protected by copyright and other intellectual property laws. Users may not reproduce, distribute, or create derivative works without explicit written permission.
Security Testing Authorization
Any security testing, vulnerability assessment, or penetration testing of mirenthavol systems and services must be conducted only with prior written authorization from mirenthavol. Unauthorized security testing is prohibited and may result in legal action.
If you discover security vulnerabilities, please report them responsibly to info@mirenthavol.com rather than attempting to exploit them.
Privacy and Data Protection
Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the service, to understand our practices regarding the collection and use of personal information.
Modifications to Terms
mirenthavol reserves the right to modify these terms of service at any time. Changes will be effective immediately upon posting to this page. Your continued use of the service after changes are posted constitutes acceptance of the modified terms.
Service Availability
While we strive to maintain continuous service availability, mirenthavol does not guarantee uninterrupted access to our website or services. We reserve the right to suspend or terminate services for maintenance, updates, or other operational reasons.
Third-Party Links
Our website may contain links to third-party websites or services. mirenthavol is not responsible for the content, privacy policies, or practices of third-party websites. We encourage users to review the terms and privacy policies of any third-party sites they visit.
Termination
mirenthavol may terminate or suspend access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms of Service.
Governing Law
These terms shall be interpreted and governed in accordance with the laws of Australia, without regard to conflict of law provisions. Any disputes arising from these terms or your use of our services shall be subject to the jurisdiction of Australian courts.
Contact Information
If you have any questions about these Terms of Service, please contact us at:
Email: info@mirenthavol.com
Address: Operating remotely from Sydney, Australia. Physical address available on request.
Severability
If any provision of these terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Service will otherwise remain in full force and effect.